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Gantt Center for African-American Arts Culture, Duke Energy Center, Charlotte's skyline, First Presbyterian Church of Charlotte, Charlotte Main Library and NASCAR Hall of Fame building is the most populous city in the U. Following thousands of years of indigenous cultures, the Catawba Native Americans were the first known historic tribe to settle Mecklenburg County (in the Charlotte area) and were first recorded around 1567 in Spanish records.

Located in the Piedmont, it is the county seat of Mecklenburg County. Charlotte is home to the corporate headquarters of Bank of America and the east coast operations of Wells Fargo, which along with other financial institutions made it the second-largest banking center in the United States from 1995 to 2017 Among Charlotte's many notable attractions, some of the most popular include the Carolina Panthers of the National Football League (NFL), the Charlotte Hornets of the National Basketball Association (NBA), the Charlotte Independence of the United Soccer League (USL), the Charlotte Hounds of Major League Lacrosse, two NASCAR Cup Series races and the NASCAR All-Star Race, the Wells Fargo Championship, the NASCAR Hall of Fame, the Charlotte Ballet, Carowinds amusement park, and the U. Lake Wylie and Mountain Island Lake are two smaller man-made lakes located near the city.

Local leaders came together in 1775 and signed the Mecklenburg Resolves, more popularly known as the Mecklenburg Declaration of Independence.

While not a true declaration of independence from British rule, it is among the first such declarations that eventually led to the American Revolution.

The area that is now Charlotte was settled by people of European descent around 1755, when Thomas Spratt and his family settled near what is now the Elizabeth neighborhood. A second nickname derives from the American Revolutionary War, when British commander General Charles Cornwallis, 1st Marquess Cornwallis occupied the city but was driven out by hostile residents.

The city's modern-day banking industry achieved prominence in the 1970s and 1980s, largely under the leadership of financier Hugh Mc Coll.

May 20, the traditional date of the signing of the declaration, is celebrated annually in Charlotte as "Mec Dec", with musket and cannon fire by reenactors in Independence Square.

North Carolina's state flag and state seal also bear the date.

Many soldiers and suppliers stayed after the war, launching an urban ascent that eventually overtook older city rivals along the Piedmont Crescent.

In the 1920 census, Charlotte lost its title as the state's largest city to Winston-Salem, which with a population of 48,395 had 2,077 more people than Charlotte.

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